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Who We Are

Young & Debtless was borne out of our desire to help those dealing with debt to realize things can be different, and to help those without debt to avoid it as much as possible.  


Karla is the Director of Marketing for Ulta Beauty.  She holds a B.A in Mass Media Arts from Hampton University and a Masters in Design Strategy for IIT - Institute of Design.  


Follow Karla's microblog: Beauty, Business & Budgets on Instagram: @_karladavis 


Demetrius is Lead Pastor of CityPoint Community Church.  He holds a B.S in Education and History from Northeastern University and is currently pursuing a Master of Divinity from Garrett Theological Seminary on the campus of Northwestern University.


Follow Demetrius's Twitter Feed: @demetriusdavis 


Checkout our photos! Follow us on Instagram

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